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Luis Pezzini

The US Financial Melt down, are we there yet?

In the next couple of days we will see what plan Congress has approved for the American people and finally see what’s in the fine print for the tax payer.  It is at least in my mind almost impossible to fathom that we are in this situation, we are no better than a third world country grasping for a quick fix as you must realize that the 700 billion  is only a small portion of the overall loss. We really don’t know what it will ultimately cost.

Just think about how many small business owners have been forced to let their employees go or close after years of hard work worse yet the retiree’s that put in their life savings in company stock like that of AIG  which was highly rated  and now only to find that their investment is  worth pennies.

But then again looking back it was foreseeable that if you gave people loans for  100% or even worse the reverse amortization loans requiring only that they “state” their income wouldn’t have huge ramifications.  You know something is wrong when your home doubles in price in a couple of years without doing more that planting some flowers and putting on a fresh coat of paint.

It will be interesting to see what will happen in the next decade, will we have double digit inflation? Not sure, but can’t see how we can avoid it. This administration is leaving us with a war and 11 trillion dollars in debt.  Just imagine if you had 11 trillion dollars credit card and intended to pay but…you weren’t making enough income. What would be the solution? A part time or a huge raise, the bottom line is more income and more income will lead us to inflation. Hopefully this will also mean that more jobs will come back to the USA I have no problem with globalization if the rest of the world was like the USA..

What I mean if they had a similar lifestyle paid what we pay for insurance, food, housing, braces, etc and the trade was even. But to be honest I much rather pay more or have less consumer products  as long as my neighbor has a job and I don’t mean Wal-Mart.

Come April 15  the fed will get another wake up call to action as they will undoubtedly collect less  taxes. They will either raise taxes, which really doesn’t make too much sense you know the old blood turnip or help us make more income.

I am convinced that things will improve with the next administration   and there will be growth opportunity so buckle your seat belts as we are almost there.

Thanks,

Luis Pezzini

Published Monday, September 29, 2008 7:31 AM by Luis Pezzini

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